We evaluated several vendors during the selection process but one of our mainconcerns was the vendor`s strength in community banking said Miller

“We evaluated several vendors during the selection process, but one of our mainconcerns was the vendor`s strength in community banking,” said Miller. “For morethan 140 years, we have committed to providing outstanding service to ourcommunity, and Open Solutions` keen understanding of the community bankingmarket was critical.” “Additionally, Open Solutions` open technology was a main factor in ourdecision,” continued Miller. “With TCBS: DNA, our employees have greater accessto customer information, enabling them to provide better customer service. Newaccounts can be opened quicker and more efficiently, and daily work for staff issignificantly minimized.” The Complete Banking Solution: DNA is built on a powerful, centralized Oracle®relational database designed to be an open architecture application, creatingthe flexibility necessary for running a service-oriented financial institution.By capitalizing on the strength of Open Solutions` unique universal data modeland .NET design, the platform helps community banks streamline both front- andback-office processes and creates a centralized view of customers, employees andbusiness partners.

In addition to The Complete Banking Solution: DNAcore platform, First KeystoneNational Bank will implement Open Solutions` imaged-based item processingsolution, loan origination system, financial accounting suite, telephonysolution, digital document solution and e-CB (Internet banking). All of theseproducts integrate seamlessly with TCBS: DNA and are designed to help the bankdeliver even better service to its customers “Open Solutions is proud to have such a strong hold in the community bankingindustry, and we understand the value of `community` and what it means toprovide outstanding customer service based on relationships,” said LouisHernandez, Jr., chairman and CEO of Open Solutions Inc. “Our core system wasspecifically designed to put relationships first. With the DNA platform, bankscan deepen relationships with their customers through the platform`s complete,accurate customer and corporate profiles and household information. TCBS: DNAhelps create and retain intimate, ongoing relationships, which is critical intoday`s marketplace.” About Open Solutions Inc.Open Solutions Inc. offers a fully featured strategic information managementproduct platform that integrates core data processing applications built on asingle centralized Oracle relational database, with Internet banking, cashmanagement, CRM/business intelligence, financial accounting and managementtools, profitability tools, wealth management, imaging, digital documents,interactive voice response, technology services, HSAs, payments and loanorigination solutions. Open Solutions` full suite of products and servicesallows banks, thrifts, credit unions and financial services providers in theUnited States, Canada and internationally to better compete in today`saggressive financial services marketplace, and expand and tap their trustedfinancial relationships, client affinity, community presence and personalizedservice.

For more information about Open Solutions or its financial product line, contactDeborah Katz by email at or by phone at 860-815-5385.Visit Open Solutions` Internet site at Open Solutions Inc is a registered trademark of Open Solutions Inc. All othercompany and product names may be trademarks of their respective owners.Copyright 2009 Open Solutions Inc All rights reserved. Editor`s Note: The correct usage of the company name, Open Solutions Inc., iseither referring to it as Open Solutions Inc or Open Solutions. Open Solutionsno longer uses the acronym of OSI to refer to the company. Open Solutions Inc.Deborah Katz, orFor Open Solutions Inc.Andrew McCaskill, 678-781-7210 Copyright Business Wire 2009. OLDWICK, N.J.–(Business Wire)–A.M Best Co. has downgraded the financial strength rating to B++ (Good) from A-(Excellent) and issuer credit rating to “bbb” from “a-” of Gulf InsuranceLimited (Gulf) (Trinidad).